BJM GROUP, LLC

Partnering with Brokers and Agencies

Drive Your Revenue by Differentiating Your Portfolio--

As quoted from 'Benefitssellingmagazine.com'

.....Brokers Have a Silver Lining

'The good news is that, despite the dark clouds of economic uncertainty, leading brokers are finding a silver lining of opportunity by providing best in class financial products and services. They are helping employers and employees overcome today's challenges and move purposefully and confidently into the future. This is especially true for brokers who offer voluntary products, such as legal plans - placing themselves in a favorable position with current and prospective clients."

By Adding Our Benefits To Your Portfolio You Can:

1. Increase Your Revenue
2. Enhance Your Customer Retention
3. Retain and Attract New Accounts
4. Diversity Your Current Offerings

Legal Plans to the Rescue - May 2009

• Employers are always looking for cost-effective ways to manage business expenses.
• Appreciate  value-added employee benefits.  
• Cost-conscious employers are employing the cost-saving strategy of passing along benefit costs to employees.
• Choosing to offer legal plans or other value-added voluntary benefits that help employees address personal needs and objectives
• Recognize that more than half of U.S. employers offer at least one voluntary benefit to which tens of millions of American workers have access through their jobs.

Legal plans can offer brokers several distinct advantages

• Legal isn't subject to the same inflationary drivers as other employee benefits programs.
• Legal plans are not a commodity or "me too" insurance product - it's a value-added product that helps people in our multi-generational workforce address a wide range of financial, family, home and other legal needs.
• Legal is not a complicated insurance product. The policy isn't too difficult to decipher. Selling and servicing legal doesn't require extensive customer hand-holding. Plus, there's limited business accountability for the broker.
• Legal plans can help brokers shift gears to drive customer retention and new sources of revenue. As stated, legal can differentiate the broker's product offering - adding value to the total product portfolio and enhancing the ability to meet client needs for the future. Compared with other financial products, legal is low risk and low maintenance: a straightforward, uncomplicated benefit.'

Riding the Wave of Healthcare Reform, May 2009

• 'Brokers who maintain traditional offerings could experience up to 25% losses in revenue over the next 5  years.'

Society of Human Resources Management

• 'Legal services have been one of the fastest growing voluntary benefits, growing an average of more than 20 percent annual for the past several years.'

For more information about adding our services to your insurance benefit packages, contact one of our agents today!